SIGNA
Demo: FIDLEG suitability sign-off · live LLM 00:00

Live FIDLEG suitability sign-off

What an EAM advisor processes informally in ChatGPT today → same output, regulator-grade audit trail, in 90 seconds.

Client scenario

Step 1 of 4
Client fact-find (paste from CRM, or edit the sample)
Firm context — Helvetica Wealth AG
House view (Q2/2026): tactical UNDERWEIGHT equity given valuation regime; balanced 40/40/20 (equity/bonds/cash) recommended cap for MODERATE-risk-profile clients. Advisor recommendations exceeding 50% equity must be justified in writing.

FIDLEG memo

Awaiting input

Cryptographic audit receipt

Tamper-evident. Stored for FINMA-required 10-year retention. Exportable to FINMA-format PDF.

Value created in this sign-off

Per case. Multiply by firm volume to size the rail.
Time
01:30
22:00 → 15× faster
Compliance gaps caught
0
Would have missed filing
without Signa
Audit-trail fields
0
Was: 0
Regulator-ready
Advisor-time recovered
CHF 73
Per signed case
(at CHF 240/h)
At a 30-advisor EAM firm
30 advisors × 60 FIDLEG sign-offs / month × CHF 73 saved per case
CHF 131,400/ month
CHF 1.58M/ year
"We cannot reconstruct how that conclusion was reached."  →  FINMA-audit-readiness: now standard. Liability transferred to verifiable record.

Workflow-pack library

FIDLEG is one pack. The rail extends across every regulated DACH workflow.
FIDLEG
● Live
GwG / AML
Q3 2026
Treuhand Tax
Q3 2026
Anwalt Contract
Q4 2026
FINMA Audit WP
Q4 2026
Arztbrief
Q1 2027
DPIA / AI-Act
Q2 2027

Sign-off brief

Review summary · ~60 seconds · All evals + deviations resolved
Maria K. (CHF 850k, MODERATE, 7y horizon) → shift to 60% global equity / 30% bonds / 10% cash. Costs: ~22 bps blended TER. Justification: 10+ year horizon supports tactical equity tilt despite firm UW position.
✓ FIDLEG Art. 13 — client-profile linkage
✓ FIDLEG Art. 16 — product-appropriateness
✓ FIDLEG Art. 14 — alternative-product comparison (auto-fixed)
✓ Costs & fees disclosure (TER, transaction)
✓ Risk-warning language
✓ Documentation-retention metadata (auto-fixed)
House-view deviation: recommendation tilts equity to 60% (firm cap: 50% for MODERATE-risk). Justified by advisor: "10+ year horizon and stated growth objective support equity tilt despite firm tactical UW."
PP
Philipp Pünjer
Senior Investment Advisor · FINSA-licensed · Helvetica Wealth AG
Minting cryptographic receipt...
prompt-hash   computing...
eval-set-hash   computing...
output-hash   computing...
signer-attestation   computing...
✓ Signed & sealed. Audit-trail recorded.